FINEXUS VISA Prepaid Card gives you cashless convenience with worldwide recognition. it offers convenience in online shopping while giving you ultimate security. All you need to do is to purchase the starter pack now.

Visa payWave Prepaid Card



• Applicants must be at minimum 18 years of age
• Applicants must provide their valid mailing address in Malaysia (P.O.Box No. is not accepted)
• Applicants must submit a copy of any form of identification document (i.e. NRIC, Passport, etc.)

Key Benefits

• No income requirement for application
• No finance and late charges
• No bank account needed
• Shop at over 29 million Visa accepted outlets worldwide
• Use it as your ATM card to withdraw cash locally and overseas
• Enjoy various discounts and privileges worldwide

Key Features

• Visa payWave Functionalities – No swiping makes checkout faster and easier

Visa payWave

Now you can spend less time at the register and have more time to do the things that matter most to you. Visa payWave is easy and convenient to use. Just wave your Visa payWave-enabled card in front of a Visa payWave reader and go – there’s no need for a signature or PIN.

For further information, you may visit

Visa Privileges

Visa prepaid cards provide you with the prestige, convenience and security of a Visa payment card over cash. As a Visa cardholder, you may take advantage of the wide variety of offers from shopping, dining, travel and accommodations at all Visa accepted merchants around the world.

For further information, you may visit -> Personal -> Offers & Promotions




Product Disclosure Sheet

Please read this Product Disclosure Sheet before taking up the Prepaid Card. Be sure to also read and understand the general terms and conditions stipulated.

1. What is this product about?

The Visa payWave Prepaid Card is a cashless payment instrument that allows you to purchase goods and services at all participating retail and service outlets that accept Visa cards. It also allows cash withdrawal at any of the Automated Teller Machines (ATMs) that display the VISA PLUS logo. Funds must be loaded into your Card Account prior to usage. You may only use the Card according to available funds preloaded into your Card Account.

No credit check or bank account is necessary for this Card. It will not be linked to any account as it is a standalone Card Account.

2. What are the fees and charges I have to pay?

Description Visa payWave Prepaid Card Fees and Charges
Joining Fee RM28.00
Maintenance Fee RM2.50 per month
Cash Withdrawal Fee
(via VISA or PLUS enabled ATMs)
Local Overseas
RM1.00 per transaction RM10.00 per transaction
Visa Overseas Transaction Fees The foreign exchange conversion rate determined by VISA International Ltd + 1% on the transaction amount
Funds Refund Fee Local Bank Accounts Free
Foreign Bank Accounts Fees determined by BNM approved remittance service provider in Malaysia
Balance Enquiry Fee RM1.00 if enquiry is made at a foreign ATM. Other Channels are free of charge.
Sales Draft Retrieval Fee RM15.00 per copy
Statement Request RM5.00 per monthly statement
Replacement Card Fee RM10.00
Reload Channels Per Transaction Basis
FPX (Financial Process Exchange) RM0.70
CIMB Clicks (CIMB BANK’s Online Banking) RM0.50
Finexus Cards Reload Agent RM2.00
e-Pay Merchant Outlets RM2.00

3. What are the key terms and conditions of this product?

  • Applicants must be at minimum 18 years of age
  • Applicants must provide their valid mailing address in Malaysia (P.O. Box is not accepted)
  • Applicants must submit a copy of any form of identification document (i.e. NRIC, Passport, etc.)
  • There is no minimum salary requirement
  • Credit evaluation such as CTOS / CCRIS are unnecessary

4. What are the major risks?

In the event that your Card is lost or stolen, you are required to notify us immediately by calling the FINEXUS Cards Call Centre at +6 03 8318 3100.

5. What do I need to do if there are changes to my contact details?

  • You may update your contact details online (at; or
  • Call our FINEXUS Cards Call Centre at +6 03 8318 3100 (between 9am-6pm Monday-Friday excluding public holidays); or
  • Send us a notice in writing to FINEXUS Cards Sdn Bhd, P.O. Box 11695, 50754 Kuala Lumpur; or
  • Drop us an email notification at
    • It is important that you inform us of any changes in your contact details to ensure that all correspondences reach you in a timely manner.

6. Where can I get further information?

If you have any enquiries, please contact us at:

Address : FINEXUS Cards Sdn. Bhd.
P.O. Box 11695, 50472 Kuala Lumpur
Telephone : FINEXUS Cards Call Centre
+6 03 8318 3100
Fax number : +6 03 8318 0761
Email :
Website :


The information provided in this disclosure sheet is valid as at 1 May 2016